Financial Focus

Investing involves risk — and so does not investing. You should know how both these types of risk can affect your ability to reach your financial goals.

Let’s start with the risks associated with investing. There’s not a single investment risk because different types of investments carry different types of risk. Here’s a look at three investment categories and some of the risks connected with them:

• Stocks – When you invest in stocks or stock-based mutual funds, you will incur the risk that the value of your investments may decline. Stock prices can fall for any number of reasons – lower-than...