Big corporations always publish a year-end report containing both financial information and overall performance of the company. I think the purpose is to keep stockholders in the dark while shining a light on their profits to the banks they have borrowed from. The system appears to work quite well so beginning this year I decided to do the same for our ranch operation, with a few alterations. I want to shed a light on the three or four things we accidentally did right, while keeping the bank in the dark. It is a combination of a financial budget and New Year’s resolutions, only in reverse. Ins...